The place of birth is about 5 days.
Generally, the examination time of student loan is about 7 to 15 days. The review process is as follows: firstly, the school is responsible for the qualification review of the applicant, and after the review meets the requirements, it is submitted to the bank. After the bank has passed the review, the loan will be directly issued to the bank card.
Conditions for examination and approval of student loans
1. has People's Republic of China (PRC) nationality and certificate. A copy of the borrower's student ID card and ID card; If a minor applies for a student loan, he shall provide a letter from his legal guardian.
2. Having full capacity for civil conduct, and written consent issued by its legal guardian.
3. Proof of family financial difficulties issued by the borrowing department for the borrower.
4. Honesty and trustworthiness, good quality, no illegal behavior.
5. The borrower's certificate graduated normally. Students usually apply for student loans after the start of the new school year, and the students will submit them to the bank through the school.
2.20 12 when will the student loan system be opened?
According to the provisions of the loan contract, all the interest of the borrowing students during their college study shall be borne by the state. When students graduate, the interest will be borne by the students themselves from September 1 day of the graduation year. Students should pay interest once before June 65438+February of the year of graduation. The year of graduation and the year after graduation are grace periods, and only the interest of that year is paid, not the principal. In the third year after graduation, part of the principal and interest of that year will be repaid. For example, student A borrowed 6,000 yuan in 2007 and 2008 respectively, and graduated from university in 2009; Then he should pay the interest once before 65438+February and 10 respectively in 2009. At the end of the grace period of 20 1 1, he shall pay the interest and part of the principal of the current year before 2011+February.
Normal repayment means that students repay according to the contract. Students who want to pay off their loans in one lump sum before graduation (or before June 10) please read the second part of this article.
3. When is the opening time of the student loan website?
Generally speaking, from the end of June, that is, after the admission results come out, to the beginning of September, freshmen start school for almost two and a half months, and there is a certain time difference between provinces.
4. When can I get the student-origin loan? When else? ...
You can consult the lending institution. If the loan interest does not violate the floating upper limit of the benchmark interest rate of the People's Bank of China, it belongs to the behavior independently determined by the loan bank, and the law stipulates that it shall not exceed 4 times the interest rate of similar loans in the same period.