Legal analysis: People who are not married can also use the housing provident fund loan to buy a house with the borrower as a couple. The materials required for the housing provident fund loan: 1. The household registration book of the borrower and his spouse; 2. The borrower Resident ID cards of the borrower and his/her spouse; 3. Proof of the borrower’s marital status; 4. Proof of down payment for house purchase; 5. Credit status report of the borrower and his/her spouse printed by the bank; 6. House sales contract or agreement that complies with legal provisions.

Legal basis: "Housing Provident Fund Management Regulations" Article 24 If an employee has any of the following circumstances, he or she may withdraw the balance in the employee housing provident fund account: (1) Purchase, construction, renovation, or overhaul Those who live in their own homes; (2) Retired or retired; (3) Those who have completely lost the ability to work and terminated the labor relationship with their units; (4) Those who left the country to settle; (5) Those who repay the principal and interest of the home purchase loan; (6) The rent exceeds A prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, when the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time. If an employee dies or is declared dead, the employee's heirs or legatees can withdraw the balance in the employee's housing provident fund account; if there is no heir or legatee, the balance in the employee's housing provident fund account will be included in the appreciation income of the housing provident fund.