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Nanchong, Sichuan: support the withdrawal of housing provident fund to pay the down payment for house purchase.
On June 7th, Nanchong City Housing Provident Fund Management Center of Sichuan Province issued "Announcement on Implementing Phased Support Policy for Housing Provident Fund" (hereinafter referred to as "Announcement"), which mentioned that the maximum loan amount of housing provident fund will be increased. The maximum loan amount for employees' families to pay housing provident fund unilaterally increased from 420,000 yuan to 500,000 yuan, and the maximum loan amount for employees' families to pay housing provident fund unilaterally increased from 480,000 yuan to 600,000 yuan.

The "Announcement" mentioned that families with paid employees who have no housing are supported to withdraw housing provident fund to pay rent, and the annual withdrawal amount of families does not exceed 6.5438+0.5 million yuan.

Enterprises affected by the COVID-19 epidemic can apply for holdover of housing provident fund and pay it back after it expires. During this period, paid employees can normally withdraw and apply for housing provident fund loans, which is not affected by the holdover. If the depositor affected by the COVID-19 epidemic can't repay the housing provident fund loan normally, it is not overdue and will not be submitted to the credit information department as an overdue record.

In addition, Nanchong will also support the withdrawal of housing provident fund to pay the down payment for house purchase. The paid employees and their spouses can withdraw the housing provident fund to pay the down payment before the loan, and the sum of the withdrawal amount and the amount of the loan application shall not exceed the total price of the house purchased.

The time limit for the implementation of the above policies is tentatively set at 65438+February 3, 20221.