2. The borrower pays the housing accumulation fund unilaterally: in urban areas (Lucheng District, Longwan District and ouhai district), Yueqing, Ruian and Dongtou, the maximum amount is 500,000, and the minimum amount (guaranteed) is 200,000. The maximum amount of Yongjia and Wencheng is 400,000 yuan, and the minimum (guaranteed) amount is 6.5438+0.5 million yuan.
The above is the relevant content of Wenzhou provident fund loan amount in 2022.
Can the second suite repay the provident fund loan in advance? I can repay the provident fund loan for the second suite in advance. However, there are generally certain restrictions. Since the next year of housing provident fund loans, borrowers can apply for early repayment. It should also be noted that if the borrower prepays in part, the housing provident fund management center has certain regulations on the repayment amount. The detailed provisions of prepayment are different. If the user is ready to repay the housing provident fund loan in advance, he can consult the local housing provident fund management center or entrust the loan bank for post-processing.
Can I use the other party's provident fund to repay the loan after buying a house with a pre-marital loan? A new house purchased with a premarital loan can use the balance of the other party's provident fund account to repay the loan. The way to repay the loan by using the balance of the other party's provident fund account is that the user needs to bring the original provident fund loan contract, the husband and wife's ID card, the original marriage certificate and its copy, and the original provident fund joint card and its copy to the management center to sign the entrustment withdrawal agreement, so as to repay the loan with the balance of the other party's provident fund account.
Can the monthly repayment amount of provident fund loans be changed? The monthly repayment amount of provident fund loans can be changed. The monthly repayment amount of provident fund is calculated by the system after the user selects the repayment method, and manual change is not supported. However, if the user repays part of the loan amount in advance, the loan term remains unchanged and the monthly repayment amount decreases, the repayment amount will be recalculated. The housing provident fund management center gives the minimum repayment amount according to the loan amount and term, and then the monthly repayment amount will no longer remain unchanged. On the contrary, if the repayment amount is not lower than the minimum repayment amount, you can randomly allocate the monthly repayment amount according to your personal income.
Is provident fund repayment deducted from the provident fund account? Repayment of provident fund can be deducted from the provident fund account. Whether the repayment of provident fund is deducted from the provident fund account mainly depends on the user's choice. Monthly repayment of provident fund loans can be deducted from the provident fund account or bank savings account. In most cases, the applicant needs to provide a personal repayment account to the bank, and the applicant can choose a suitable personal repayment account. This paper mainly focuses on the relevant knowledge points of Wenzhou provident fund loan amount in 2022.