What is the reason why you and I failed to borrow money?
1. Insufficient loan qualification: after the application is made, the system will comprehensively evaluate the applicant, mainly reviewing the applicant's age, work income, education, etc.
2. Error in submitting materials: If the accuracy and completeness of the submitted materials are not high, the loan will fail.
3. There are overdue records: there have been overdue repayment behaviors, resulting in bad personal credit and being blacklisted by the system.
4. Credit deterioration: When you apply for a loan, you and I will check your personal credit. If the loan date is not good, it will also lead to loan failure.
5. No matching funds: There are two kinds of loans for you and me: borrowers and lenders. If the lender has no funds, he can't lend money.