1. The recent overdue repayment has damaged personal credit. Therefore, after comprehensive evaluation, the quota was frozen. I am worried that loans overdue's loan approval naturally failed.
2. Too many frequent loans in recent days have led to long-term loans, and there are also many outstanding loans in the name, and the personal debt ratio is quite high. Therefore, the system is worried that the customer's economic life is unstable and the repayment ability is not enough.
3. The platform funds are relatively tight, and there are many people queuing to apply for loans, so they can't borrow money for the time being. It is estimated that the daily quota is limited, and customers are advised to apply early tomorrow.
4. The system is busy, or there is a fault, and it is being maintained and upgraded, and the loan channel is temporarily closed. After the system is repaired and upgraded, the loan will naturally resume.
The loan amount has been fully borrowed, and there is only the shopping amount left in the current account, so it is naturally impossible to borrow any more. You can only repay the previous loan and borrow it after the loan amount is restored.
: 1. What is stage music?
Staging music is a high-quality staging shopping center under Lexin. Founded in June 20 13, it is the pioneer of the domestic installment shopping e-commerce model. Always adhering to the brand concept of "enough is enough, I am happy to see better".
At present, Staged Music Mall has established cooperation with many well-known brands such as Apple, Huawei, OPPO, vivo, L 'Oreal and Philips. , becoming the third largest Internet channel after JD.COM and Tmall. Staging Music Mall has also introduced e-commerce platforms such as JD.COM Mall, Xiaomi Youpin and Koala Haibu, and exported staging music service capabilities from many high-quality external platforms such as Xiang Yang Wharf and Mawei Cell. As of March 2020, the number of goods in installment music mall has exceeded 2 million.
Second, the development of stage music.
1.2065438+On March 25th, 2005, Stage Music, the pioneer of Internet micro-consumer finance model and the leading youth stage mall in China, announced that it had won the strategic investment from JD.COM Group. The two sides will integrate their resource advantages and work together to deepen the youth consumer finance market.
2.2065438+June 09117: 48, Science and Technology Finance Online: Lexin was reported. Its installment music is suspected of illegally issuing "campus loans". Some college students once showed Dai Xianchao to the Ministry of Finance, Technology and Information that after the installment loan, the repayment account was Shenzhen installment network technology co., Ltd., in other words, installment music, as a third party, obviously violated the provisions of Document No.3, 14 1. A third-party cooperative institution may not charge interest to the borrower.
3.2065438+On July 5, 2009, the reporter of China Times inquired about the complaints collected by the complaint platform and found that as of July 3, there were 1846 complaints about stage music. Generally speaking, "telephone harassment" and "violent collection" account for the largest proportion.