Question 2: What are the procedures for foreign accounts to supply Chevrolet cars in Guangzhou? Id card, household registration book, marriage certificate, temporary residence permit.
Question 3: What are the requirements for buying a car in Guangzhou? Social security 1 year? Thank you for your adoption.
First, it is necessary to obtain incremental indicators by lottery or auction. Individuals who meet the following conditions can apply for incremental indicators: (1) Household registration in this city; (2) Obtaining a valid motor vehicle driver's license; (three) the name of a small and medium-sized bus that is not registered in this Municipality or the name of a small and medium-sized bus is registered as a compulsory cancellation in this Municipality; (four) the name does not hold a valid index of small and medium-sized buses or does not have the qualification to apply for updating the index; (five) within two years, there is no incremental index obtained by overdue use of the lottery. The household registration in this city includes: (1) the household registration personnel in this city (including Zengcheng City and Conghua City); (2) Servicemen of the troops stationed in Guangzhou (including the Armed Police Force); (3) Residents of Hong Kong, Macao and Taiwan, overseas Chinese and foreigners who hold valid identity documents and have lived in this city for more than two years and nine months each year; (4) Non-local residents who have applied for valid residence registration in Guangzhou, held a valid Guangdong Residence Permit and paid basic medical insurance (excluding supplementary payment) in this city for more than two consecutive years; (5) High-level talents who have worked within the administrative area of this Municipality and obtained valid certificates from the municipal high-level talent management department.
Question 4: What are the requirements for automobile supply? 1. Introduction of automobile supply.
Car loan is a way of buying a car with the guarantee provided by the car buyer, the loan provided by domestic financial institutions, and the loan principal and interest repaid by the car supplier in installments. The longest loan period is five years, and the loan amount is generally 80% of the car price, or full loan can be made. There are three ways of guarantee: securities pledge, real estate mortgage and natural person credit guarantee. At present, only the purchased vehicles are accepted as collateral.
2. Basic conditions and information of personal car use.
hypothesis
Have full capacity for civil conduct and a fixed residence.
Have a stable income certificate and be able to repay the loan principal and interest on schedule.
Can provide effective guarantee (one of three options)
Basic information to be provided
Original identity card and household registration book of automobile supplier.
On-the-job and income certificate issued by the automobile supplier's work unit
Three one-inch color photos of the car loan applicant bareheaded.
3. Basic conditions for the company's automobile supply/guarantee
Apply in the name of an individual and get a unit card, but it must be guaranteed by real estate mortgage or securities pledge.
4. Credit guarantee (personal guarantee)
Credit guarantee means that the buyer of the loan requires the insurance company to provide guarantee to the bank by taking out performance guarantee insurance, and the buyer provides counter-guarantee to the insurance company with qualified natural person or real estate license (original), and the maximum loan amount is 80% of the car price. The term is generally three years, and the longest is five years. During the loan period, motor vehicle insurance must be purchased for the supplied vehicles.
Credit guarantee requires that the buyer and guarantor should be natural persons in Guangzhou, among whom natural persons should have stable income, fixed residence (proof of own property), good industry prospects or noble occupations.
It is required to provide the original ID card and household registration book, valid property certificate (such as real estate license, pre-sale contract, purchase invoice and receipt), on-the-job and monthly income certificate issued by the work unit, original work permit, academic certificate and technical qualification certificate, and the insurance company will determine the insured amount or number of people after verification.
5. Real estate mortgage guarantee
Including commercial housing, private housing, housing reform, housing difficulties, paid land use rights. Has obtained the real estate license (all properties in the province can be used, except the housing base). The general loan amount is 80% of the car price, or full loan (zero down payment), and the longest loan period does not exceed 80% of the assessed value of the collateral. The longest loan period is five years.
Information to be provided
Original ID card and household registration book of mortgage guarantor (including property owner, married spouse and other persons who have obtained * * * * property right certificate), original property ownership and property right certificate (returned after mortgage registration), original purchase invoice and marriage certificate.
Housing reform housing that has obtained the real estate license shall provide the Approval Form for Listing of Public Housing for Employees. After the selling unit agrees to affix the official seal, it shall go to the Housing Reform Office for listing approval.
6. Securities pledge guarantee
Including the pledge guarantee of RMB and foreign exchange time deposits, treasury bills and corporate bonds (AAA level) in Guangzhou. The maximum loan amount is 80% of the car price, and the maximum loan amount does not exceed 80% of the pledge. The longest loan period is five years.
It is required to provide the pledgor's (including * * * obligee, such as husband and wife) household registration book, identity card and original securities.
7. Car loan repayment method
Equal monthly repayment
The automobile supplier shall deposit the monthly contribution into the payment passbook in advance, and the bank will deduct the monthly payment, and the overdue payment will be punished according to the contract.
Early repayment
Notify the bank in writing one month in advance, and only pay one month's interest.
Question 5: What are the conditions for buying a car with a loan? Have a real estate license of 60 square meters (urban and suburban areas 100 square meters), a car that has been driven for more than 10w and floats within 1 year, or a friend of a civil servant enterprise or institution can guarantee it (teachers or regular workers working in Unicom Telecom can also choose one of the three).
Question 6: How much is the down payment for car supply in Guangzhou? How much do you have to pay every month? . BYD naked car down payment 30% plus purchase tax insurance registration fee.
Question 7: The conditions for Guangzhou Bank to borrow money to buy a car are:
1. Have valid identification and full capacity for civil conduct;
2. Can provide a fixed and detailed address certificate;
3. Have a stable occupation and the ability to repay the loan principal and interest on schedule;
4. Personal social credit is good;
5. Holding a car purchase contract or agreement approved by the lender;
6. Other conditions stipulated by Guangzhou Bank.
Question 8: What is the car loan process in Guangzhou? First of all, the lender needs to prepare ID card, residence certificate, work certificate, loan use certificate and other supporting materials, go to a bank, fill out an application form and fill out a contract. Then, wait for the bank's pre-loan qualification investigation and approval. If the lender meets the loan conditions stipulated by the bank, the bank will inform the lender to fill out some loan forms. If the loan applied by the lender needs mortgage or guarantee, it is also necessary to sign a guarantee contract and a mortgage contract, and go through the mortgage registration procedures; If the loan is unsecured, there is no need to sign such a contract. Finally, the bank issues loans to lenders. Generally, banks will lend money within 2 to 3 weeks or 1 month after the approval is completed, and the loan can be released within 1 day at the earliest. For consumers who apply for car loans, the first thing that comes to mind is the equal principal and interest repayment method and the average capital repayment method.