In 2022, there were about 70 million overdue online loans, most of which were willing to repay, and some of them had been broken. Because of the epidemic, most people's income dropped, resulting in no money to repay online loans and credit cards. According to the court's announcement, at present, more than 6 million people have been executed for breaking promises, that is, _ Lao Lai _.

By the end of 2022 1 month, there were160,000 people on the list of people who were executed without trust, compared with 30,000 people before the epidemic.