The loan term is more than five years and the interest rate is 4.9%. The loan term is less than five years (including five years) and the interest rate is 2.75%. The loan term is more than five years and the interest rate is 3.25%. The calculation formula of interest: principal × annual interest rate (percentage) × deposit period.
Zhongyuan Bank is a joint-stock city commercial bank. Zhongyuan Bank was established by Henan 13 city commercial banks. There are many kinds of domestic banks, and Zhongyuan Commercial Bank provides a variety of services, which also lays a trust foundation that is deeply rooted in the hearts of the people. Speaker bank refers to a monetary and credit institution established within the scope prescribed by law. Banks can earn income by absorbing depositors' deposits and then lending and investing. According to different responsibilities, there are many types of banks, including central government banks, investment banks, commercial banks, policy banks and the World Bank.