How about direct loan in Bank of Ningbo?
Bank of Ningbo is a city commercial bank with independent legal personality and can engage in credit business. Direct loan is a credit loan product in Bank of Ningbo. If you want to get a loan, you can apply online and sign an IOU yourself.
Direct loans do not require guarantees and mortgages. The credit period of a loan is as long as five years, and the longest for a single loan is one year. Within the validity period of the credit line, the credit line can be recycled, and the maximum credit line is 200,000. It is completely online application and online approval, and there is no pre-loan fee.
The minimum daily interest rate for direct loans is the annual interest rate. The interest rate depends on the comprehensive qualification of the loan applicant and the market interest rate. The specific loan interest rate is subject to the loan contract.
Loan requirements for direct loans in Bank of Ningbo
To apply for direct loan, the loan applicant must be at least 18 years old, have good credit, have a stable job and income source, and can meet the requirements of the bank.
As a bank loan product, the meeting reported the borrowing and repayment of direct loans. After borrowing, if the borrower fails to repay the loan on time, or other credit products are seriously overdue, it may also lead to non-recovery. It is suggested that the borrower repay the loan on time, accumulate a good credit record, and increase the loan amount later.
The above is the answer to "How about direct loans in Bank of Ningbo". The credit of direct loan is free of guarantee, the amount can be recycled, the processing flow is fast, and the approval result can be quickly known.