The channels for repayment in 36 installments include bank loans and internet financial loans. Among them, bank loans include credit loans and mortgage loans, such as China Merchants E-Loan; Internet financial loan products mainly include personal credit loans and enterprise credit loans. Choose products that can be repaid in 36 installments.

1. Bank loans

There are many banks in China, and it is also the safest way to borrow money with the lowest loan interest rate. Bank loans are divided into credit loans, mortgage loans and pledge loans, etc. Except for credit loans, other loans basically have collateral and pledge.

e-loan is a credit card loan product of China Merchants Bank, which needs to occupy the credit card limit. The borrower can directly spend online or cash it. E the maximum loan amount can reach 3, yuan, and the longest loan can be divided into 36 installments to repay.

The loan period in the bank is relatively long, so long as the loan is made within the specified period, it can generally be repaid in 36 installments. It should be noted that the bank loan cycle is relatively long, and it must be repaid on time after the loan, otherwise it will affect the credit investigation.

2. Internet financial loans

For example, for the loan products of Alipay, Du Xiaoman and Jingdong Finance, users can choose the number of installments to support 36 product applications.

It should be noted that most formal Internet financial loans are also connected with credit information, so users need to keep repayment on time after borrowing, so as to avoid overdue records and affect the use of subsequent loans.

The purpose of publishing this information by Kangbo Finance is to spread more information. The content of this article is only for reference and learning exchange, and does not constitute any decision-making suggestions for you.