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Can I buy a house with a housing provident fund loan in different places?
Hello, my friend, I can provide you with the most comprehensive and detailed rules for the use of housing provident fund in different places: detailed introduction of housing provident fund in different places: housing provident fund can not be used for loans to buy a house in different places. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions and their employees. This definition of housing accumulation fund contains the following five meanings: (1) Housing accumulation fund is only established in cities and towns, and the housing accumulation fund system is not established in rural areas. (2) Only on-the-job employees can establish the housing accumulation fund system. Unemployed urban residents do not implement the housing provident fund system, and retired workers do not implement the housing provident fund system. (3) The housing accumulation fund consists of two parts, one part is paid by the employee's unit, and the other part is paid by the employee. After the individual contributions of employees are withheld by the unit, they will be paid into the individual account of housing provident fund together with the unit contributions. (4) The long-term nature of housing provident fund deposit. Once the housing provident fund system is established, employees must pay continuously during their employment. Except for the retirement of employees or other circumstances stipulated in the Regulations on the Administration of Housing Provident Fund, it shall not be suspended or interrupted. It embodies the stability, unity, standardization and compulsion of housing provident fund. (5) Housing provident fund is a personal housing deposit for employees' housing consumption expenditure, which has two characteristics: first, it is cumulative, that is, although housing provident fund is an integral part of employees' wages, it is not paid in cash and must be deposited in a special account opened by the housing provident fund management center in the entrusted bank, and special account management is implemented. The second is specificity. The housing accumulation fund shall be earmarked for special purposes and can only be used for the purchase, construction, overhaul of self-occupied housing or the payment of rent during storage. Only when the employee retires, dies, completely loses the ability to work and terminates the labor relationship with the unit or moves out of the original city can the housing provident fund be withdrawn from the account. According to the above regulations and credit business regulations, it is not allowed to buy a house with housing provident fund loans in different places. You can try to buy a house in a different place in other ways. There are many ways to buy a house now, and it is not cost-effective to buy a house with a bag. Procedures for handling housing provident fund in different places: at present, most areas have not opened the procedures for handling housing provident fund loans in different places. We know that there are 8 cities in Liaoning that can apply for housing provident fund loans in different places, which is the first in China. At present, there is no other city to follow up the required information: loans to buy a house to banks, banks. The regulations on the use of housing provident fund in different places are the most comprehensive and detailed, so we must choose this hard and detailed answer as an excellent answer. . . .