Users who meet the loan conditions of Xinwang Bank Haoshangdai can easily get loans through Xinwang Bank Haoshangdai. The application conditions for Xinwang Bank Haoshangdai loans are as follows:

1. Applicants must be between 25-60 years old;

2. The enterprise must have a business license and 15 months of invoicing records;

3. Corporate legal person holdings More than 10%, and the legal person has not changed in the past three months;

4. The company has been established for more than one year and is operating normally, and the company or individual has no bad credit record or overdue behavior.

1. Product information:

1. Quota: up to 1 million;

2. Interest rate: annualized 6%-23.4%;

3. Term: 3, 6, 9, 12, 24, 36, 48, 60 periods;

4. Repayment method:

①Equal principal and interest;

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②Pay interest on a monthly basis and repay the principal annually;

5. Collection method: The customer binds a card or opens a second-category account for collection.

6. Product features:

① Easy to apply, no mortgage required;

② Borrow and repay anytime, no penalty.

2. Application conditions

1. Age: 18-60 years old;

2. Business entity:

①Normal operation 1 More than 10 years old;

② The certificates and licenses are complete and within the validity period;

③ Not involved in pornography, gambling, drugs, or illegal activities;

④ No legal disputes in the past 2 years , no record of dishonesty;

⑤ Not real estate, finance, hazardous chemicals, "two high energy consumption and one surplus" related industries;

⑥ Not entertainment city, club, spa, nightclub, bathing Relevant places;

3. Credit reporting requirements:

① No credit reporting is currently overdue;

② No credit reporting is overdue three or more times in the past 6 months;

③ No overdue debt of 2 months or more in the past 12 months, and no overdue debt of 4 months or more in the past 24 months; ④ Credit cards and loans have no bad debts, bad debts, Status of stop payment, freezing, write-off, etc.;

4. Bonus points:

①Age 25-55 years old;

②Have fixed assets, such as Houses, shops, etc.;

③Good credit report, large credit card or bank credit record, and no overdue record;

④Stable operation and long operating time;

⑤The liabilities are reasonable, and the annual income is >2 times the total annual loan repayment.

5. What are the conditions for Xinwang Bank Haoshangdai to apply?

1. The legal person must be between 25 and 60 years old and hold more than 10% of the shares.

2. The annual invoicing is greater than 200,000, there are 15 months of invoicing records, and there must be invoices in the past two months.

3. The company has been established for more than one year and is operating normally, and the merchant or individual has no bad credit record or default in payment.

4. The enterprise is currently not in litigation, and the legal person is not the person subject to execution.

5. The enterprise has been established for more than 15 months.

6. There has been no change in legal person in the past three months.

7. The number of credit inquiries has been less than 6 times in the past 2 months.