1, different ranges:

Fixed assets loans include: capital construction, technical transformation, new product development and production, and related house purchase, engineering construction, technical equipment purchase and installation.

Project financing loans include: project management right, project property right and special government support (attached documents).

2. Lending institutions need to review different contents when approving loans:

Fixed assets loans can examine the borrower's overall repayment ability.

Project financing generally pays attention to the repayment ability of the project itself, and certainly does not exclude other secondary repayment sources such as mortgage and guarantee.

3. Different amount ranges:

Fixed assets loan is a big concept, and project financing is a part of it.

Project financing loan: the amount is relatively large. Such as roads, airports, power grids, power stations, nuclear power plants, reservoirs and so on. Usually, a single project financier is used to purchase equipment, and a fixed asset loan is generally used.

Fixed assets loan is a big concept, and project financing is a part of it.

Extended data:

Forms of fixed assets loans and project financing loans:

1.BOT form: BOT refers to the project loan in the form of "build-operate-transfer (transfer)";

2.TOT form: TOT refers to the project loan in the form of "transfer-transfer-operation-transfer (transfer)".

Note: Fixed assets loans refer to valuation loans through tangible collateral, and project loans refer to valuation loans based on future income of the project.

References:

Baidu encyclopedia-fixed assets loan

Baidu encyclopedia-project loan