Hello, willful loan is a credit loan product launched by Suning Finance. Provide credit loan services for individuals in decoration, education, car purchase, leasing, tourism and other scenes. And support customers to withdraw credit lines from bank cards to help improve their personal quality of life.

The application conditions for Suning's willful loan are as follows:

(1) The applicant is between 22 and 55 years old (inclusive);

(2) The applicant is a mainland resident with People's Republic of China (PRC) nationality (except Hong Kong, Macao and Taiwan) and a natural person with full capacity for civil conduct;

(3) The applicant has no bad credit record or serious negative information and has a stable income source.

At present, there are three official ways to apply for the opening of willful loans, namely:

(1) Apply through Suning Financial App;

(2) Apply through Suning.cn APP;

(3) Apply through the official account of "Suning willful flower" or "Suning Finance" WeChat.