The borrower shall repay the loan within the agreed time limit. If there is no agreement on the loan term or the agreement is unclear and still uncertain, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.
If the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or relevant state regulations. After the contract comes into effect, the parties have not agreed or clearly agreed on the quality, price or remuneration, place of performance, etc. They can supplement the agreement; If a supplementary agreement cannot be reached, it shall be determined in accordance with the relevant provisions of the contract or trading habits.
Two. Can I sue for repayment before the loan term expires?
According to the law, the borrower should repay the loan within the agreed time limit. This legal provision not only binds borrowers, but also applies to lenders. Under normal circumstances, unless otherwise agreed, the lender (lender) shall not demand early repayment before the loan expires, otherwise it shall bear the corresponding liability for breach of contract.
However, Article 108 of the Contract Law also stipulates: "If one party explicitly expresses or indicates by its own behavior that it will not perform its contractual obligations, the other party may require it to bear the liability for breach of contract before the expiration of the performance period." According to the provisions of this article, if one party has an expected breach of contract, the other party may require it to bear the corresponding liability for breach of contract before the expiration of the performance period. This expected breach of contract includes the following two situations:
1, one party clearly indicates that it will not perform its contractual obligations;
2. One party shows that it does not perform its contractual obligations by its own behavior. As long as one party has one of the above two situations, the other party may require it to bear the corresponding liability for breach of contract before the expiration of the performance period.
In addition, according to Article 107 of the Contract Law: "If a party fails to perform its contractual obligations or fails to meet the contract obligations, it shall bear the liability for breach of contract." Accordingly, the creditor has the right to ask Chen Mou to repay the loan as agreed, and if he refuses to perform, he can also bring a lawsuit to the court.