If a friend of the party concerned borrows money from you and fails to repay it on time, this is a civil dispute.

Someone asked me to lend him money, and as a result, he had no choice:

1. The lender may urge the other party to repay the loan within a reasonable period;

2. If the other party refuses to repay the loan, the lender may bring a civil lawsuit to the court according to law, or apply to the court for a payment order according to law;

3. If the other party still fails to repay the loan after the judgment and payment order come into effect, the lender may apply to the people's court for compulsory execution.

If such problems are solved through legal channels, the following procedures are usually required:

1, bring a lawsuit to the court. You can bring a lawsuit to the local court to recover the loan and apply to the court for repayment or other civil compensation for your friends;

2. Proof. In the course of litigation, you need to provide relevant evidence to prove that your friend did borrow money from you and failed to repay it on time. The evidence that can be provided is loan contract, bank transfer record, chat record, etc.

3. Listen to the verdict. According to the facts and evidence, the court will try the loan recovery case and make a judgment. If the court finds that your friend did not repay the loan on time, it will generally order him to repay the loan and compensate the related interest, liquidated damages and other expenses.

To sum up, the verdict may vary according to the specific circumstances of the case, such as the amount of loan, the circumstances of breach of contract, litigation procedures and other factors. Therefore, when dealing with such problems, it is recommended that you consult a lawyer or relevant institutions in time to better safeguard your legitimate rights and interests. At the same time, in order to avoid the recurrence of similar problems, it is recommended that you carefully consider when borrowing money and sign relevant loan agreements or contracts to ensure your rights and interests.

Legal basis:

Article 2 14 of the Civil Procedure Law of People's Republic of China (PRC).

Where a creditor requests the debtor to pay money or negotiable securities and meets the following conditions, it may apply to the grassroots people's court with jurisdiction for a payment order:

(1) There is no other debt dispute between the creditor and the debtor;

(2) Payment orders can be served on the debtor.

The application shall specify the amount of money or securities required and the facts and evidence on which it is based.