At present, the basic conditions for applying for a loan are as follows

1. Residents in China who hold People's Republic of China (PRC)'s second-generation identity cards;

2. At least 20-50 years old;

3. Good personal credit;

What are the conditions for China Post Consumer Finance to apply for a loan?

China Post's consumer finance loans are relatively easy to approve, and you can apply as long as you meet the application conditions.

The application conditions of China Post's special consumer finance loan are:

1. The applicant is between 18-50 years old and can repay the loan before the age of 65.

2. The applicant has no record of non-performing loans and has a good personal credit status.

3. Applicants should have a fixed job and income, and applying for a loan depends on the salary details.

4. If the loan is used for business or car purchase, collateral and guarantor shall be provided.