(1) Go to the Housing Provident Fund Management Center to receive the application form, the Application Form for Housing Provident Fund Extraction (in duplicate) and the Detailed List of Housing Provident Fund Extraction (in duplicate). (2) Then apply to the unit, and after verification by the unit, fill in the Application Form for Housing Provident Fund Extraction (in duplicate) and the Detailed List of Housing Provident Fund Extraction (in duplicate), and affix the official seal and financial seal. The handling personnel or individual employees of the deposit unit hold the original and photocopy of their ID cards, the application form for housing provident fund withdrawal, the detailed list of housing provident fund withdrawal and the original and photocopy of relevant certification materials to the provident fund center for withdrawal; (3) The person in charge or the individual employee returns the transfer check to the financial department of the unit, and the financial department pays the employee cash according to the listed amount. After the employee repays the individual owner-occupied housing loan, the employee and his spouse can withdraw the housing provident fund to repay the loan principal and interest. You can withdraw it once a year until the loan is settled. The accumulated withdrawal amount shall not exceed the sum of the loan principal and interest. Secondly, employees who meet one of the following circumstances and can provide legal and valid certificates according to regulations can apply for withdrawing the storage balance in the individual housing provident fund account: (1) purchasing, building, renovating or overhauling their own houses; (2) Having reached the statutory retirement age of the country, or having gone through formal retirement procedures; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (five) to repay the principal and interest of the purchase of owner-occupied housing loans; (six) to pay the rent for self-occupied housing more than 0.5% of the family's monthly income; (seven) are enjoying the minimum living allowance for urban residents; (eight) I, my spouse and their immediate family members have caused serious difficulties in family life due to major diseases; (nine) the occurrence of unexpected events, causing serious difficulties in family life; (ten) unemployment for more than two consecutive years, the per capita monthly income of the family is lower than the minimum wage income in the region, and the family life is seriously difficult; (eleven) workers died during service, there are heirs or legatees to receive; (twelve) the employee is a non-local registered permanent residence in agricultural registered permanent residence and terminates the labor relationship with his unit. Finally, the housing provident fund can't be withdrawn completely. The amount of provident fund in the last year must be left in the provident fund account, and the rest can be taken out completely. %D%A