Is the mortgage interest rate 5.6 high?

Not too high

The annual loan interest rate of 5.6 is not high. The benchmark interest rate for one-year loans announced by the bank is 4.35%, but the actual loan interest rate will rise. Common online loan products in the market, the one-year loan interest rate is generally between 18%-24%, and the annual interest rate of bank credit loans is also around 8%- 14%, so the annual interest rate of 5.6 is relatively low.

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