Hello, if it is a personal loan handled by our bank, after PBOC adjusts the loan interest rate, our bank will adjust it according to the loan interest rate adjustment method agreed when you apply for a loan. At present, the commonly used interest rate adjustment methods are "phased adjustment" and "fixed date adjustment". "Adjustment by stages" means that when a new interest rate appears, the interest is still calculated at the original interest rate in the current period. Starting from the next period, the system will adjust the interest rate and recalculate the installment repayment amount, that is, the new interest rate will take effect in the next period; "Fixed-day adjustment" method, 65438+ 10/month 1 day is adjusted uniformly according to the listing interest rate of that day. The part before 65438+ 10 1 still uses the old interest rate. After 65438+ 10/month 1, the new interest rate shall be implemented and the installment repayment amount shall be recalculated. If you don't know your interest rate adjustment method, you can dial 95555-2- 1-4 to enter the manual inquiry. (Telephone service time: 8: 30- 18: 00)

If you have any other questions, I suggest you consult online customer service /cmu/icslogin.aspx? from = B& amp； Logincmu=0. Thank you for your attention and support!