In order to meet customers' needs of decoration, furniture, parking space and car purchase, it is necessary to apply for personal housing loans and provide customers with credit lines. ?
Conditions for applying for a loan:
1,/kloc-China natural persons over 0/8 years old have full capacity for civil conduct, and the maturity date of the loan is generally not more than 60 years old (inclusive). Hong Kong, Macao and Taiwan should have lived in the mainland continuously 1 year, and their families mainly live in the mainland.
2. Have legal and stable economic income, good overall credit status and asset strength, and have the ability to repay the loan principal and interest. ?
3. Newly issued housing loan customers. ?
4. Other conditions required by the bank. ?
Extended data:
1. Information to be provided:
1, valid ID and address certificate, marital status certificate and personal income certificate.
2 individual housing loan application/termination/change application approval form.
3 individual housing loan amount and loan contract.
4. Other materials required by the bank.
Second, the product features:
1, long term: the longest loan term can reach 5 years, which greatly relieves the repayment pressure of customers. ?
2. High loan amount: the maximum loan amount can reach 10% of the property value? .
3. Easy to handle: you can apply after the housing loan is issued. ?
In addition, the information on this page is for reference only. For details, please contact your local Shanghai Pudong Development Bank or call 95528. ?
Shanghai Pudong Development Bank-Anjudai