Requirements of the applicant:

(1) The borrower has a stable occupation and income and is expected to have a stable retirement income;

(2) The borrower designates one of his children as the sole co-payer of the house, and the designated co-payer promises to "undertake the agreed obligations of the loan contract to the borrower and the mortgagor and not cancel the mortgage until the principal and interest of the loan are paid off.

In other words, if you borrow money in the name of your daughter, you must have a property certificate. Then, after the daughter gets married, the new family will definitely buy a second suite, and the tax and mortgage interest rates will also rise.