Chery's car loan is overdue, and the specific number of days may vary due to various factors. Under normal circumstances, banks or lending institutions will report relevant information to the Credit Information Center within 30 -90 days after loans overdue, but the specific situation depends on the policies of different regions and banks. If you want to confirm whether your credit record is affected, you can check the online loan data report through Xiaoqi Credit Information, including the number of applications, online loan data, online loan black index score, hit risk warning, court prosecution information, arbitration case information, and dishonesty information. These data are very accurate.