Issued by Chuzhou Housing Provident Fund Management Center
Notice on further optimizing the policy of housing provident fund use
Details are as follows:
Adjust the specific amount of housing provident fund loans
1. If only 1 member of the borrower's family has continuously paid the housing provident fund in full, the loan amount shall be approved as follows:
(1) monthly deposit below 300 yuan, with a maximum loan of 300,000 yuan;
(2) If the monthly deposit is above 300 yuan and below 500 yuan, the maximum loan is 350,000 yuan;
(3) The monthly deposit is above 500 yuan 1 0,000 yuan, and the maximum loan is 400,000 yuan;
(4) Monthly deposit 1 0,000 yuan or more (inclusive) 1, and the maximum loan is 450,000 yuan below 500 yuan;
(5) The monthly deposit is 65,438+0, and the 500 yuan (inclusive) is above, and the maximum loan is 500,000 yuan.
2. If there are two or more family members of the borrower who have continuously paid the housing provident fund in full, the loan amount shall be approved in the following ways:
(1) If the total monthly deposit is below 500 yuan, the maximum loan is 400,000 yuan;
(2) If the total monthly deposit is above 500 yuan (inclusive) and below 1 000 yuan, the maximum loan can be 450,000 yuan;
(3) If the total monthly deposit is more than 1 1,000 yuan and less than 2,000 yuan, the maximum loan can be 500,000 yuan;
(4) If the total monthly deposit is more than 2,000 yuan and less than 3,000 yuan, the maximum loan is 550,000 yuan;
(5) If the total monthly deposit is more than 3,000 yuan (inclusive), the maximum loan can be 600,000 yuan.
The monthly deposit amount of the loan applicant shall be verified according to the average monthly deposit amount that meets the deposit time of the loan application before application.
Support families with many children to use housing provident fund.
Families with many children apply for housing provident fund loans for the first time, and the loan amount can rise by 654.38 million yuan, but it is not higher than the highest loan amount in our city. For families with many children who do not own their own houses and rent houses, the amount of housing provident fund withdrawal will be raised to 24,000 yuan per year.
A family with many children refers to a family with two or more children. Specific to the "birth service registration card (birth certificate)" or birth certificate or household registration book or street (township) issued by the relevant materials shall prevail.
Support college graduates to use housing provident fund loans to buy houses
For doctoral, master's and undergraduate graduates working in key industries in this city, if they apply for housing provident fund loans for the first time, the loan amount can be relaxed to 1.5 times, but not higher than the maximum loan amount in our city.
When applying for housing provident fund loans for the first time, doctoral, master's and undergraduate graduates working in key industries in this city should provide graduation certificates, and the housing provident fund management institutions can check and verify through Xuexin.com APP (not limited to).
The above-mentioned policy of floating or relaxing the loan amount shall not be used in superposition and can be enjoyed on the basis of merit.