At present, many state-owned commercial banks have tightened their loan policies, making it more difficult to apply for loans. You might as well consider City Commercial Bank. These financial institutions have low thresholds and fast loans, which are very suitable for users who need money urgently. Today, I would like to introduce bank of tianjin's Jinyi Loan to you. Friends who have consumer needs can learn about it.

I. Product introduction

Jinyi Loan refers to the RMB loan granted by bank of tianjin to natural persons for the consumer purposes such as car purchase, decoration and schooling of the borrower himself and his family.

Second, the product features

1. The single amount can reach 1 10,000 yuan, and the term is flexible, which can meet various consumption purposes.

2. No real estate mortgage is needed, and the loan speed is fast.

3. Provide a variety of repayment methods.

4. You can enjoy all-round intimate service and make repayment more convenient.

Third, the application conditions

1. At least 18 years old, with full capacity for civil conduct.

2. Have a stable job and income, and have a good willingness to repay.

3. Good credit status.

4. The loan purpose meets the requirements of the loan bank.

5. Other conditions stipulated by the lending bank.

Four. Information to be provided

1. Identification;

2. Proof of marriage relationship;

3. Proof of professional income;

4. Information on loan use;

5. Other supporting documents required by the lending bank.

Relevant information: bank of tianjin was formerly a city credit cooperative. 1996165438+10. With the approval of the People's Bank of China, Tianjin Urban Cooperative Bank was established on the basis of 65 urban credit cooperatives, becoming one of the first five approved urban cooperative banks.