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Ping An Sheng Shi Fu is a critical illness insurance product launched by Ping An Life. The insurance age limit for this product is relatively loose, and it supports group insurance from 28 days to 55 weeks. The scope of insured occupations is limited to a wide range of Categories 1 to 6 can be insured. The coverage is comprehensive and high. It covers 120 critical illnesses, 20 moderate illnesses, 40 mild illnesses and many other diseases. It also provides death protection. The overall cost-effectiveness is very good. The protection liability of welfare annuity insurance is relatively simple, including only survival insurance and death insurance. Survival insurance refers to: after reaching the receiving age set in the insurance contract, the insurance company will issue an annuity once a year based on the basic insurance amount written in the contract and will be received at the end, until the insured dies and the contract protection disappears. .
Features of Ping An Sheng Shi Fu:
1. Flexible insurance and optional plans. Ping An Shengshifu consists of Ping An Shengshi Fu Youyue Edition and Ping An Shengshi Fu Zunyue Edition. There are some differences in the protection content between the two products to meet the needs of small partners with different insurance needs.
2. Additional compensation for specific high-cost critical illnesses. Ping An Shengshi Fu Youyue Edition and Ping An Shengshi Fu Zunyue Edition include 8 high-cost specific critical illnesses and 15 high-cost specific critical illnesses respectively. After diagnosis and meeting the claim conditions, 150% of the basic insured amount will be paid.
3. Additional compensation for critical illness is optional. Additional critical illness compensation is a unique feature of many excellent critical illness insurances. Ping An Shengshi Fu Youyue Edition and Ping An Sheng Shi Fu Zunyue Edition are also indispensable. Moreover, Ping An Shengshi Fu has also made an innovation this time, including additional payment time periods. In terms of options, it is freely optional. You can choose to pay an additional 50% of the critical illness insurance amount in the first 10/15/20/30 years, covering the life struggle period, mortgage stress period, and family support period
4. Two-way drive Increase in insured amount. Ping An Shengshifu inherits the characteristics of Ping An's critical illness insurance. Claims for minor or moderate illness can increase the critical illness insurance amount. Among them: after each minor illness insurance benefit is paid, the critical illness/death insurance benefit is 10% of the basic insurance amount. Increase, up to 60%; after paying the moderate illness insurance benefit, the critical illness/death insurance benefit will increase by 20% of the basic insured amount, only once.