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How to use social security loans?
Borrowers who meet the requirements for social security loans can prepare relevant materials and apply for loans from lending institutions. The specific loan steps are as follows:

1. Go to the lending institution to consult the social security loan;

2. According to the requirements of the lending institution, prepare the application materials for social security loans, usually identity certificates, residence certificates, work certificates, income certificates and social security certificates;

3, fill in the loan application form, submit the application materials, put forward a written application for social security loans;

4 lending institutions in accordance with the relevant provisions of strict examination and approval;

5. The lending institution signs a loan contract with the borrower;

6. Lending institutions issue loans;

7. The borrower repays the loan according to the contract.

Extended data:

Social security loan application conditions:

Because paying social security is mandatory, employees will basically pay a certain fee according to the regulations. Like other credit personal loan products, social security loans are unsecured and unsecured, but applicants must meet certain conditions before they can successfully apply.

Generally speaking, social security loan application conditions include:

1. Borrower 18-60 years old;

2. The borrower has a good credit record;

3. The borrower has a stable job, income and corresponding repayment ability;

4. Meet the relevant requirements of lending institutions for social security, usually the payment period and payment base, such as continuous payment for more than 6 months, and the payment base is more than 3,000 yuan;

5. Other conditions stipulated by the lending institution.

Xinhuanet-Insured people can apply for small loans with social security cards.