In Daying County, Suining, the second-hand commodity loan can be mortgaged without an intermediary, and the following information is required for the mortgage purchase shop:

ID card, household registration book, marriage certificate, income certificate (business license provided by legal person), bank account, (married with husband and wife information)

Shops are commercial land, and the property rights are only 40 years. If you borrow money, you can only apply for a loan of 10 years, and the interest rate is as follows:

Loans within six months (including six months) 4.85%?

4.85% for half a year to one year (including 1 year)?

One to three years (including three years) 5.25%?

5.25% for three to five years (including five years)?

Loans with a term of more than five years are 5.40%.