The car bought with the loan can't change its color because it needs to change its driving license, but the owner doesn't have a vehicle registration certificate to buy the car by stages. Without a vehicle registration certificate, you can't apply for color change registration, and the owner can't change the driving license. Many car owners pursue individuality and change the color of their cars. Some car owners choose to change the color of the whole car and directly repaint it in pursuit of better results. No matter which way you change the color of the car body, you need to go to the local vehicle management office for filing and change your driving license, otherwise you will be punished if you are found by the traffic police after you go on the road.