1, Chinese mainland residents aged 18;

2. Have a stable address and work or business place;

3. Have a stable source of income.

; 4. Without a bad credit record, the loan cannot be used for stock trading or gambling.

Interim Measures for the Administration of Personal Loans Article 11 An application for personal loans shall meet the following conditions:

(a) the borrower is a citizen of People's Republic of China (PRC) with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;

(2) The purpose of the loan is clear and legal;

(3) The amount, duration and currency of the loan application are reasonable;

(4) The borrower has the willingness and ability to repay;

(5) The borrower's credit status is good and there is no significant bad credit record;

(6) Other conditions required by the lender.

Article 12 of the Interim Measures for the Administration of Personal Loans, the lender shall require the borrower to apply for personal loans in writing, and require the borrower to provide relevant information that can prove that it meets the loan conditions.

Interim Measures for the Administration of Personal Loans Article 13 After accepting the borrower's loan application, the lender shall fulfill the obligation of due diligence, investigate and verify the authenticity, accuracy and completeness of the personal loan application content and related information, and form an investigation and evaluation opinion.

"Interim Measures for the Administration of Personal Loans" Article 14 The loan investigation includes but is not limited to the following contents: