The process of gold leasing generally includes: enterprise (lessee) A, after completing the gold leasing formalities with Bank B, can entrust Bank B to sell all the leased spot gold in Shang Jin, and entrust Bank B to buy gold contracts with the same lease term at the same price, so as to lock in the amount of gold that should be repaid at maturity. During this period, the gold rental fee and the handling fee for buying and selling gold contracts shall be borne by Bank B, and Bank B shall collect the rental fee from Enterprise A according to the above rental fee, which constitutes the funds for this financing.

Generally speaking, enterprises applying for gold leasing business must meet the following conditions: first, they must be credit customers of banks; Second, it is necessary to engage in gold-related business, that is, there are related businesses that meet the gold lease conditions within the business scope of the enterprise business license; Third, when handling a single gold lease business, it is necessary to provide corresponding mortgage or guarantee measures.