2. In terms of commercial housing loans, the second-home loan credit policy is implemented, and the down payment ratio is not less than 60%. Loans are also becoming more and more strict. If you already own a house or have no house but have a record of housing loan, the down payment ratio for buying a second suite shall not be less than 60%.
Conditions for foreigners to buy a house and settle down in Hangzhou
1, you need to reach the high school education level and provide relevant academic certificates.
2. 18 years old or above, with full capacity for civil conduct and no infectious diseases; It is necessary to provide a certificate of non-communicable diseases issued by hospitals above the municipal level in Hangzhou.
3. Minor children with household registration must comply with the national family planning policy; Provide the household registration certificate or household registration book and identity card of the place where their minor children live, and also need to issue a certificate that the local family planning department conforms to the family planning policy. If the minor child is an only child, the one-child certificate shall be provided.
4. The applicant has never been reeducated through labor and has not been investigated for criminal responsibility; It is necessary to provide a certificate of no illegal crime issued by the public security organ where the permanent residence is located.
5. The applicant actually lives in the place where the house is purchased and has the same household and a stable income source.
6. In the application conditions for housing settlement in Hangzhou, it is clearly stipulated that this article should be met: the original household registration of second-hand houses has moved out.
7. Confirmation of the purchase of houses by foreigners in Hangzhou approved by the housing management department.
8. Settlement application report and property certificate.
Housing conditions of Hangzhou hukou
1. Hangzhou has no room: you can buy the first suite after paying social security for 2 years continuously after you settle down.
There is already a suite in Hangzhou: you can buy a second suite after living for five years.
3. There are two or more houses: you can't buy a house.
4. In four counties and cities, Lin 'an, Tonglu, Jiande and Chun 'an, buying a house in Hangzhou is regarded as the household registration of this city. However, when the registered population of these four counties and cities buys a house in the urban area of Hangzhou, it is necessary to check the housing ownership of their family members in addition to the housing ownership in the urban area of Hangzhou.
5. Households whose household registration has moved from other places to Lin 'an, Tonglu, Jiande and Chun 'an counties and cities can only buy houses in the restricted area of Hangzhou after five years from the date of household registration, and implement the city's restricted purchase policy.