After people die, they need to repay the online loans they owe. After the borrower dies, the family should be responsible for repaying the loan in arrears. If the borrower had property before his death, pay it back with his property. If there are both statutory inheritance and testamentary inheritance and bequest, the legal heir shall pay off the taxes and debts that the decedent should pay according to law; The part exceeding the actual value of the statutory inheritance shall be paid off by the testator and legatee in proportion to the income.

Legal basis:

People's Republic of China (PRC) Civil Code

Article 162 The execution of a legacy shall not prevent the legator from paying off taxes and debts according to law.

Article 163 If there are both statutory inheritance and testamentary inheritance and bequest, the legal heir shall pay off the taxes and debts that the decedent should pay according to law; The part exceeding the actual value of the statutory inheritance shall be paid off by the testator and legatee in proportion to the income.