Loan methods are:

1. Loans based on credit:

Generally, you can apply for a credit loan without any mortgage or guarantee. As long as you have a stable job, you must issue You can apply with proof of employment and income.

2. Loan using property mortgage:

A mortgage loan is a loan that provides collateral to the bank. Generally, the maximum loan can be 70% of the appraised value. For example, when applying for a real estate mortgage loan, you can mortgage your house to a bank to apply for a loan. The general term is no more than 10 years.

3. Loans guaranteed by the creditworthiness of the guarantor:

General guaranteed loans are loans for which a guarantor can be provided. For example, lawyers, doctors, civil servants, and employees of public institutions can serve as guarantors.