1, buy a house and buy a car loan, and now the house price is skyrocketing, and the house is just needed. Buying a car is also for the convenience of life and cost saving, so many lenders buy houses and cars.

2, shopping debt, this kind of debt is very common, now many people have credit cards, flowers, JD.COM IOUs, which belongs to an early consumption, and now the network is developed, shopping is also convenient, which greatly stimulates consumption.

3. The family income is limited, there are children, and the pressure of life is great, so there are many debts in this area.

law of contract

Article 196 definition

A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 197 Format and Main Terms of a Contract

A loan contract shall be in written form, unless otherwise agreed between natural persons. The contents of the loan contract include the loan type, currency, purpose, amount, interest rate, term and repayment method.