Generally, houses are debt-preserved, and the mortgage will still be repaid unless the debtor prepares to auction the house and return the proceeds to the creditors, so there is no need to repay the mortgage. The creditor keeps your house in order to prevent you from defaulting, which is equivalent to your house being mortgaged to the other party. It should be noted that the income of the house is still unable to repay the loan, and the remaining mortgage may be repaid by the debtor in other ways.

1. What do you mean by house preservation?

1. House preservation is actually the behavior of the people's court to preserve the house according to the application of the parties. In fact, it is forbidden for them to sell or mortgage, which can better protect the house.

2. This is also conducive to the better execution of the whole case and will not cause other damage to the parties. Once safety measures are taken, they need to be implemented immediately. And after the application, security measures were taken. If no lawsuit or arbitration is brought according to law within 30 days, the people's court shall lift the preservation.

3. However, if the house is preserved, you can continue to live, but you can't buy or sell the house or handle the transfer.

Second, can you still get a loan after the house is preserved?

1, which has been sealed up by the court, can no longer be mortgaged and the bank will not give loans.

2. The house sealed up by the court is absolutely not allowed to be disposed of, including buying, selling, mortgaging and renting. Moreover, the mortgage must be registered. Failing to go through the mortgage registration formalities is invalid.

Legal basis:

Article 37 of the Guarantee Law stipulates that the following property shall not be mortgaged: property sealed up, detained and supervised according to law;

Article 41 of the Guarantee Law stipulates that if a party mortgages the property specified in Article 42 of this Law, it shall register the mortgaged property, and the mortgage contract shall take effect from the date of registration. Therefore, after the house is preserved, it can't be mortgaged and can't get a bank loan.