Bank guarantee can only be given to parents, under 60 years old, and the required information is required: your sister's household registration book, income certificate, single certificate, no room certificate, house purchase contract and invoice; Your sister's parents' household registration book (it needs to be with your sister's household registration book, which can be intuitively seen as family relationship), income certificate and marriage certificate. If your sister moves out of Jiaxing for studying or other reasons, she needs to provide social security certificate or tax payment certificate for more than one year. There are various application materials, and different professionals can provide relevant certificates according to their professional nature. For example, taxi drivers can use driving licenses, road maintenance bills, etc. ; The legal representatives of individual industrial and commercial households and private enterprises with business licenses may submit tax payment vouchers and income accounts; Small vendors and hawkers can issue income certificates by the competent market department. Through these materials, the lending bank indirectly examines the borrower's repayment ability, and then issues loans to qualified freelancers.
In addition, if you are self-employed, you need to provide tax proof, business license and other materials to apply for a loan to buy a house from the bank.
Although it is more troublesome for freelancers to borrow money to buy a house, they can also borrow money to buy a house as long as they find the right way. Of course, they need bank approval to handle it. # Freelancers only need to submit personal information for review when applying for a loan to buy a house, mainly to review the economic status and credit of freelancers. The documents to be provided include the certificate of the local police station, real estate license, ID card, household registration book, income certificate, bank deposit receipt certificate, etc. Banks need to strictly examine the details before deciding whether they can issue loans.
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!