If your city has China Merchants Bank, you can try to apply through China Merchants Bank. The required conditions, procedures and development are different. Please call the customer service hotline of China Merchants Bank at 8:30- 18:00 on weekdays, and select "2 Manual Service-"1"Personal Banking Service-"4 "Personal Loan Service to enter the manual service, so as to provide detailed information on the loan purpose and city. Whether your loan application is approved or not, please refer to the comprehensive audit results of the personal loan department of the handling bank.