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Will online loans be included in the Lao Lai list if they are overdue for one month?
Yes, online loans overdue for one month may be included in the Lao Lai list.

Description:

1. The government of China attaches great importance to cracking down on default, and has established a credit system to record the credit status of individuals and enterprises.

2. Overdue online loans generally refer to the failure to repay the loan principal and interest on time within the prescribed repayment period.

3. It is possible, but not absolute, to be included in the Lao Lai list one month overdue. The specific possibility depends on the following factors:

A. Lending platform policy: Different platforms may have different regulations on overdue treatment, and some platforms may adopt more lenient measures, while others may be more severe.

B. Amount of arrears: A small amount of arrears may not immediately lead to being included in the Lao Lai list, while a large amount of arrears may attract the attention of the platform and take further action.

C. Times of overdue: If overdue occurs frequently, it is more likely to be included in the Lao Lai list.

D. Platform cooperation: If the lending platform cooperates with other financial institutions or credit reporting agencies, it may * * * enjoy overdue information, thus increasing the possibility of being included in the Lao Lai list.

Summary:

Online loans that are overdue for one month may be included in the Lao Lai list, but the specific situation will be affected by factors such as the loan platform policy, the amount owed, the number of overdue times, and platform cooperation. It is suggested that the borrower repay the loan on time within the agreed repayment period to avoid overdue problems.

Extended data:

Since 20 13, when the personal credit information system was implemented in China, overdue records have had an important impact on personal credit evaluation and financial activities. Overdue behavior may not only lead to being included in the list of laolai, but also limit the ability of individuals to obtain financial services such as credit, and even affect employment and social status. Therefore, before any loan activity, we must seriously consider and properly plan the repayment ability to maintain a good credit record.