The latest bank deposit and loan benchmark interest rate table in August 2021:

Various deposit interest rates (provided by the bank information port)

Interest rates

Demand deposit 0.35

Lump-sum time deposit interest rate

Three months 1.10

Half-year 1.30

One year 1.50

Two years 2.10

Three years 2.75

Loan interest rates

Within one year (including one year) 4.35

More than five years 4.90

Provide fund loan interest rate

Below five years (inclusive) 2.75

3.25 for more than five years

The above is the latest benchmark interest rate for deposits, loans, and provident funds in August 2021 after the interest rate cut on August 24, 2015!

Extended information< /p>

The latest deposit and loan benchmark interest rates in August 2021:

A list of the latest bank interest rates and the latest bank deposit and loan interest rate adjustments in August 2021. Bank Information Port has learned: The People's Bank of China has decided to Starting from August 24, 2015, the benchmark interest rates for RMB loans and deposits of financial institutions will be lowered to further reduce corporate financing costs.

Among them, the one-year loan benchmark interest rate of financial institutions was reduced by 0.25 percentage points to 4.35%; the one-year deposit benchmark interest rate was reduced by 0.25 percentage points to 1.5%.

The People's Bank of China has decided to lower the benchmark interest rates for RMB loans and deposits of financial institutions starting from August 24, 2015, in order to further reduce social financing costs. Among them, the one-year loan benchmark interest rate of financial institutions was reduced by 0.25 percentage points to 4.35%; the one-year deposit benchmark interest rate was reduced by 0.25 percentage points to 1.5%; the benchmark interest rates of other loans and deposits, and the People's Bank of China's loan interest rates for financial institutions were adjusted accordingly. ; Individual housing provident fund loan interest rates remain unchanged. At the same time, there will no longer be a floating upper limit on deposit interest rates for commercial banks and rural cooperative financial institutions, and efforts will be made to improve the market-based formation and regulation mechanism of interest rates, strengthen the central bank's regulation and supervision of the interest rate system, and improve the efficiency of monetary policy transmission.

Effective from the same day, the RMB deposit reserve ratio for financial institutions will be lowered by 0.5 percentage points to maintain reasonable and sufficient liquidity in the banking system and guide the steady and moderate growth of money and credit. At the same time, in order to increase positive incentives for financial support to "agriculture, rural areas and farmers" and small and micro enterprises, the deposit reserve ratio for financial institutions that meet the standards will be reduced by an additional 0.5 percentage point.

The benchmark interest rates for other loans and deposits will be adjusted accordingly. (The above interest rates are the latest bank interest rates in August 2021, and the new benchmark interest rates for bank deposits and loans)

Special reminder from the Bank Information Port: This time the interest rates for personal housing provident fund deposits and loans will not be lowered.

The above bank information port has compiled for everyone the latest bank deposit and loan benchmark interest rate table effective from August 24, 2015 (updated on August 1, 2021):

Bank Friendly reminder from the Information Port:

Each bank has the right to fluctuate up or down based on the benchmark interest rate. The specific domestic bank deposit interest rates, loan interest rates, and provident fund loan interest rates are subject to the actual announcement by the bank. With the current joint-stock banks Time deposit interest rates have been rising one after another, and when interest rate liberalization shows signs of starting, each bank has different degrees of discounts for different term deposit interest rates. You can consult your local bank for details.