This is a lie. No matter what, you definitely need a guarantee.

It is true that guarantee companies guarantee loans, but they will charge guarantee service fees, and the interest on loans through them will be slightly higher. This offline operation is more reliable, but you should be careful online. Bar. Loans in corporate WeChat are real, because if a company wants to exist in WeChat, it needs to be certified. The loans in the enterprise WeChat are also for the enterprise's own needs and development. Such loans must be real, and you can apply for them if you need them. Most people nowadays are mobile phone slaves, and it is normal to borrow money through mobile phones. Enterprise WeChat is just to cater to market demand.