abstract:
Online lending, also known as p2p online lending. P2p is the abbreviation of English peertopeer, which means "person to person". Peer-to-peer lending refers to the direct lending between individuals through the Internet platform. There are many online lending platforms, large and small. In the past year, there were also many informal platforms running, which made people have some concerns when investing. 20 18 which online lending platforms are more reliable? What are the most reliable online lending platforms? Let's get to know each other.
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The best online lending platform
According to my experience, 20 18 10 has the following ten most reliable online lending platforms!
1, pleasant loan. Pleasant loan is a leading financial technology platform in China, which was launched by CreditEase on 20 12. Pleasant loan provides efficient, convenient and personalized credit loan consulting services for high-quality urban white-collar workers in China through technology-driven financial innovation; Provide safe and professional online wealth management services for wealthy people through "Happy Wealth".
2.lufax。 Lufax, whose full name is Shanghai Lujiazui International Financial Assets Trading Market Co., Ltd., is the world's leading Internet wealth management platform and a member of Ping An Group. It was incorporated in Shanghai on September 20 1 1 with a registered capital of 837 million yuan, located in Lujiazui, Shanghai, an international financial center.
3, everyone's loan. Renren Credit Business Consultant (Beijing) Co., Ltd. (hereinafter referred to as "Renren Credit"), established on 20 10, is a professional information intermediary service platform for P2P lending under Renren Credit. As one of the earliest peer-to-peer lending information intermediary service platforms in China, Renren Lending Platform is committed to providing professional online credit and loan matching services for high-growth people.
4. Micro-loan network. The micro-loan network was launched on July 8, 20 1 1. As the forerunner of "Internet auto finance" in China, micro-loan network has created a standardized development model of vertical auto loan market and provided one-stop financial services for small and medium-sized enterprises and individual users.
5. pat on the loan. Paipai Loan was established in June 2007. The full name of the company is "Shanghai Paipai Loan Financial Information Service Co., Ltd.". Headquartered in Shanghai, an international financial center, it is a network information lending platform.
6. Point to the network. Point melting. Com (now officially renamed Dianrong) is an Internet lending information service intermediary company, providing innovative financial technology solutions for the China market, focusing on Internet lending information intermediary services. 20 12 was founded by SoulHtite, co-founder and former technical president of LendingClub, and Guo Yuhang, a Shanghai lawyer and private equity partner, and is headquartered in Huangpu District, Shanghai.
7. Group loan network. Tuandai.com was established on 20 1 1 and officially put into operation on 20 12. It is a peer-to-peer lending information intermediary service platform dedicated to helping small and micro enterprises. At present, the main operator of the group loan network is Dongguan Group Loan Network Internet Technology Service Co., Ltd., which is committed to providing high-quality services such as information collection, information release, information exchange and loan matching for both borrowers and borrowers.
8. Which net to vote for. Tuna Com was officially launched on 20 13. It is an information intermediary platform for peer-to-peer lending under Shenzhen Wangjin Financial Information Service Co., Ltd. (operated by Shenzhen Tuna Financial Service Co., Ltd.), focusing on the field of internet auto finance and ranking first in the industry.
9.Yiyin.com. One sound. Com, an information intermediary platform in P2P lending. 20 14 was invested by Softbank China Capital (SBCVC). Adhering to the operating principles of transparency, professionalism and temperature, the platform provides information collection, information release, credit evaluation, information exchange, loan matching and other services for both borrowers and borrowers, so as to realize direct lending.
10, favorable network. The main operator of the favorable network platform is Beijing Honghe Baiji Financial Information Service Co., Ltd. (hereinafter referred to as "favorable network"), which was established on May 3, 2002, with a registered capital of 50 million yuan and paid-in capital of 50 million yuan.
Review the simplest loan app.
1. Cai Xi loan application is a mobile loan application, which can recommend loan opening. Whether you are an office worker, a self-employed person, or a person without a fixed occupation, you can find a hole that is easy to review from the Cai Xi Loan APP, and usually you can get a loan on the same day.
2. For friends with high sesame scores, salary is a loan APP that is easy to review. The amount of paid loans can reach 3,000 yuan, and the term cannot exceed 30 days or less than 7 days. Fortunately, wages do not check credit information, nor do they go to credit information.
3. For friends with credit cards, Goodwill Letter is an easy-to-review mobile loan APP. The amount can reach 10000 yuan, and the term is generally 30 days. You can pay the same day without mortgage guarantee. Like the value of goods, a good person and a good letter will also check the credit information and go to the credit information.
4. Qianzhan is also an easy-to-review loan APP, which has a great reputation in the credit industry. However, money stations only provide loans to people with good credit. The loanable amount of this loan is between 65,438+0,000-65,438+0,000,000 yuan, the monthly interest rate is no more than 0.95%, and the term is 3-36 months.
If you want to start investing in online loans yourself, you must first learn to investigate and judge whether an online loan platform is reliable. The last thing to emphasize is that investment is risky and you need to be cautious when entering the market!
The top ten apps that are the easiest to borrow, which app is the easiest to borrow?
It has been two quarters, but this year many people may have some financial difficulties because of the epidemic. At this time, many people need loans to tide over the difficulties. The loan app is a very convenient and simple loan method. More and more people choose to borrow money on their mobile phones. The top ten apps that are the easiest to borrow are what many people need. Let's see which apps are easier to borrow.
Top 10 Easiest Loans app 1.2345 Lending by the King
2345 Loan King Loan app This is a loan software that has been out for a long time. It is also mentioned in the list of online loan apps of Easy Loan. People can do it on it. What many people like is that they can borrow it and return it. It's quite simple and convenient, but if you want to succeed in the loan, you must have a qualified personal credit status, otherwise the loan will not succeed.
2. CCB Express E Loan
One of the top ten most easy-to-borrow apps in 2020, China Construction Bank's loan product, China Construction Bank Express E-loan, is relatively reliable and trustworthy, and the threshold of this loan app is very low. Almost all those who have handled related business in CCB have borrowed money.
3.JD.COM Guangyuan Credit Wallet
JD.COM Guangyuan Credit Wallet is a related business launched by JD.COM. The loan terms are simple. As long as Xiaobai's credit score reaches 85 or above, people can handle this related loan business. Although the money is not much, it is very convenient.
Lightning borrows money
Lightning loan is also easy to get money by loan, only need to pass the relevant certification, and even do not need any other resources. Although the amount is not high, it can solve the urgent need.
5. CITIC Credit Seconds Loan
Through the internal system of the bank, the personal credit and qualification of the lender can be audited by itself. If eligible flowers can get relevant loans, and the loan period is different, people can not only pay them back once a month, but also pay them back in advance.
6. Gome Easy Card
Gome Easy Card, one of the top ten most easy-to-borrow apps, can get relevant loans as long as your age is between 18-45, your credit information is good and your income is relatively stable.
7. Ping An HP Loan
Ping An HP's loan interest rate is relatively low. Although there is a certain threshold for loans, the threshold is not high. The only trouble is the need to constantly refresh the loan amount.
8. Zhilian Premium Loan
This is also a convenient loan app product. People can choose to repay the loan by installments at different times, including three installments, six installments, 12 installments and 24 installments respectively.
9. Credit card loan
Many people borrow money mainly to pay back the money owed by their credit cards. Credit card loans mainly serve these people. As one of the credit card repayment apps, it is a good software for paying off credit cards. People can bind credit cards, pay off bad money in time, and let people live well in difficult times.
10. Mobile phone loan
This is also a convenient software, you can apply for a loan on your mobile phone, and the loan money is easy to come down. Some people's relatively small loan needs can be met through this app, which is also quite convenient. It is also understandable to say that it is one of the top ten most accessible apps in 2020.
What is easier with low interest on mobile phone loans? Counting three quick loans
It's getting easier and easier to get loans now. Many lending institutions have bought mobile phone loan products. As long as they can get online, they can handle mobile phones without mortgage guarantee. However, the thresholds and interest rates of various lending institutions are different. Many friends want to know if there are any easy ones with low interest rates. Here, let's take a look at some of them.
What is easier with low interest on mobile phone loans?
1, recruit a good term loan
Under the consumer finance period, the maximum amount of pure credit mobile phone loan products is 50,000 yuan, and the longest loan period is 24 periods, with daily interest and monthly repayment. The daily interest rate range is relatively low among many products, and the specific interest is affected by the borrower's qualification.
Borrowers aged 22-55 with good credit can download APP on their mobile phones, register with the mobile phone number of the real-name registration system, complete real-name authentication, and then initiate loans. The results will be available as soon as the same day, and the loan will be received after approval.
2. Ten thousand E loans
Wanda Pratt & Whitney's mobile phone loan products have a maximum amount of 50,000 yuan, and the daily interest rate is so low that no mortgage guarantee is needed. You can download the APP application directly on your mobile phone, and you can get the 20 yuan cash deduction voucher before June 30th, and you can use it if a single loan exceeds 2,000 yuan.
The borrower is required to be at least 18~55 years old, with good credit, and provide ID card, mobile phone number and bank card information to complete the authentication, then the loan can be initiated and the system will automatically approve it. The results will arrive in 3 minutes at the earliest.
3,360 IOUs
360 Finance's mobile phone credit loan, the maximum amount is 200,000 yuan, and the longest loan period is 12 months. When paying interest, the monthly interest rate is so low, which is relatively low among many mobile phone loan products.
/kloc-Chinese mainland residents aged 0/8-55 don't need to submit complicated personal materials and financial certificates, but only need to provide the authorization of ID card and mobile phone number and password, and bind the savings card to complete real-name authentication before they can get loans. Good credit information makes it easier to apply.
Which mobile phone loan app is easier to pay back, give you ten loan openings!
Which loan outlets are popular with everyone, (zqian360) tells you which mobile loan app is easier to make money, and gives you ten loan outlets!
1, * * * Enjoy cash:
It's old sesame. It was launched last year. Maximum amount 10000, service period 15 days. Sesame has a good credit. You can apply for a mobile phone number that has been used for more than 3 months in the real-name registration system.
2. Free pocket:
The maximum amount is 8,000 yuan, the loan period is 7-90 days, the age requirement is between 18-35 years old, and it is easier for sesame seeds to score more than 560 points.
3. Capital investment loan:
The maximum amount of a new credit card is 65438+ 10,000. You can apply with a better credit card, and it is relatively easy to get a loan.
4,51returns white:
It is also necessary to authorize the real-name registration system for mobile phones and sesame seeds, with a score of more than 500 points. The maximum amount is 20,000, and the service period is relatively short, only 7- 14 days.
5. Quick loan:
A large loan app with a quota of 500-50000, age 18 can be applied, and my mobile phone number needs to be authenticated, with a monthly reference interest of 2%.
6. Lightning loan:
A mouth with a good reputation, the maximum amount is 1 10,000. As long as the certification of lightning loan is completed, you can borrow 5000 without any information.
7. A good wallet:
You can download the app application in AppBao, go online again after rectification, verify that the credit card bill is good, and Taobao e-commerce can raise the amount.
8, crescent wallet:
According to the feedback from netizens, we don't check the credit information. As long as the sesame score is above 600 and the highest is 3000, it can be borrowed for 7 days, which is suitable for short-term emergency.
9. Spend together:
Similar to an opening of watermelon mall, the amount is only 500- 1000, and the loan period is 7 days, which is basically unconditional.
10, wallet music:
The interest rate is high, but the loan is easy to pass, the maximum is 3000, the service period is 7 days, and there may be random callback.
This is the easiest mobile phone loan and the end of the introduction of easier mobile phone loans. I wonder if you found the information you need from it?