1. For families registered in Shenyang, they are all qualified to buy houses. You can buy two suites in the restricted purchase area.
2. For families who are not registered in Shenyang, only one room can be bought. If there is a set before the purchase restriction, you can't buy a house in the restricted area; If there is no real estate, you can get the qualification to buy a house by providing social security payment records or personal income tax certificates for more than 6 months in 2 years before buying a house. It should be noted that the overdue social security or personal income tax is not included in the time limit for continuous payment.
Shenyang limits the number of houses purchased within the administrative area of this Municipality. Before buying a house, you must first meet the qualifications for buying a house. Do not meet the conditions, can not buy commercial housing. It should be noted that Shenyang's purchase restriction policy only affects new commercial housing, and second-hand houses, villas or shops are not restricted.
Conditions for buying a house in Shenyang
1. Local account: For local people in Shenyang, the down payment ratio of loans shall not be less than 30%, and the loan interest rate shall be the benchmark interest rate (currently, the major banks in Shenyang actually implement the benchmark interest rate).
Information required for purchasing a house: registered residents and families in Shenyang: household registration book of the family members of the purchaser, marriage certificate (or single certificate), and the query results of housing ownership information in this city (property tax exemption identification).
If a household borrows money from a commercial bank to buy a second home, the down payment ratio shall not be less than 60%, and the loan interest rate shall not be less than 1. 1 times the benchmark interest rate. In order to improve the living conditions, the down payment ratio of individual housing provident fund loans shall not be less than 60%, and the loan interest rate shall not be less than 1. 1 times of the benchmark interest rate.
Information required for purchasing a house: registered residents and families in Shenyang: household registration book of the family members of the purchaser, marriage certificate (or single certificate), and the query results of housing ownership information in this city (property tax exemption identification).
The Shenyang purchase restriction order clearly pointed out that households with registered residence in this city who already own two or more houses in this city will suspend the sale of their houses in the Second Ring Road. In violation of the provisions of the purchase, not for real estate registration.
2. Foreign account:
For foreign hukou personnel and families who buy the first home, the down payment ratio of loans shall not be less than 30%, and the loan interest rate shall be the benchmark interest rate (at present, the major banks in Shenyang actually implement the benchmark interest rate).
Information required for purchasing a house: non-registered residents and families in Shenyang: accumulated personal income tax payment certificate or social insurance (urban social insurance) payment certificate 1 year or more in this city within the first two years from the date of purchasing a house.
The Shenyang purchase restriction order clearly points out that non-local households with 1 set or more houses will suspend the sale of their houses in the second ring road of this city. In violation of the provisions of the purchase, not for real estate registration.