According to the national policy, it is possible, but it also needs local branches to apply. It is understood that many banks are reluctant to accept land mortgage loans now, because you only have the right to use 50 mu of land, whether it is 30 years or 50 years, and this land does not belong to you. The state will take it back when it expires. In other words, if the bank accepts your loan, you will face great risks. Once you can't repay the loan on time, even if the bank takes over your land, it can't auction it, but only rent it to others for use. When the term of use of this land comes, the state will still take it back. Whether you have a mortgage or not, the state can take it back. What's more, contracting is leasing, which means you can't do other warrants with the Land and Resources Bureau, which means your land can't be registered as a mortgage. In this case, banks face greater risks. Now, land with permanent use rights cannot apply for loans in some third-and second-tier cities, let alone you are contracted. It is understood that the standard line for bank risk control departments to grasp risk control is that if the risk control exceeds 20%, it will basically not be approved.