Hello, the interest-free venture loan is based on the applicant paying interest first, and then the state subsidizes the interest paid. The time for supplementary interest is generally from the beginning of June to the beginning of 65438+February each year, and the review process of supplementary interest can be completed in about 5 working days. After the approval, the Social Security Bureau will regularly publicize the information on the approval and issuance of funds on the portal website, including the list of borrowers who enjoy interest-free, the standard of supplementary interest and the specific amount. After the publicity is passed, the Human Resources and Social Security Bureau will entrust the social security agency at the same level to allocate funds and transfer the discount funds to the borrower's personal account.