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Double provident fund loan
1. Jiaxing Jiashan floating the first set of housing provident fund loan quota, with a maximum of 800,000 for two people.

On July 6, according to the "Jiashan Release", in order to give full play to the role of housing provident fund in ensuring universal benefits and increase support for housing consumption, Jiashan County, Jiaxing City, Zhejiang Province adjusted and optimized the relevant use policies of housing provident fund.

The main contents of this adjustment are the first maximum amount of floating housing provident fund loans and the guarantee amount of floating housing provident fund loans. The New Deal stipulates that employees who normally pay housing provident fund in Jiaxing apply for housing provident fund loans for the first time to buy the first set of self-occupied housing for their families. The maximum loan amount for a single person rose from 300,000 yuan to 400,000 yuan, and the maximum loan amount for two or more people rose from 600,000 yuan to 800,000 yuan.

For employees who normally pay the housing provident fund in Jiaxing and meet the conditions of secured loans, the maximum single loan amount will rise from10.5 million yuan to 200,000 yuan.

At the same time, from June 2022, paid employees who rent houses in Jiashan County can withdraw housing provident fund on a monthly basis if they meet the requirements; You can also choose to withdraw the housing provident fund by year, and the time interval between two applications for annual withdrawal must be 12 months.

The processing conditions are divided into two categories: First, employees and their spouses who have not owned their own houses or rented houses in Jiashan County and have paid the housing provident fund in full for three months in a row can withdraw the housing provident fund every month to pay the rent, and the maximum withdrawal amount is 1500 yuan/month.

Second, employees and their spouses who do not own their own houses and rent public rental housing (low-rent housing) in Jiashan County have paid the housing provident fund in full for three months continuously, and can withdraw the housing provident fund according to the actual rent paid every month, and the total amount of withdrawal does not exceed the actual rent paid by the paid employees' families.

In addition, in order to further support the talents' living and integrated development, according to the Notice on Further Optimizing the Housing Policy for Talents Supported by Provident Fund, the deposit restrictions of housing provident fund will be relaxed, and the application conditions will be standardized and improved.

For the talents of Class D and above who are introduced and used, they can apply for provident fund loans when buying self-occupied houses in Jiaxing, and the loan amount can be determined according to 50% of the maximum loan amount for two people.

Class E and Class F talents who have paid the provident fund in the Yangtze River Delta region and served in Jiaxing buy self-occupied housing in Jiaxing, and the loan amount for applying for the provident fund can be determined according to the maximum loan limit of double deposit;

Deposit provident fund in the Yangtze River Delta region outside Jiaxing, obtain full-time undergraduate diploma or technician professional qualification certificate, and purchase self-occupied housing in Jiaxing. The loan amount for applying for provident fund can be determined according to the maximum amount of single deposit;

Talents who normally deposit housing provident fund in Jiaxing and obtain full-time undergraduate diploma or technician professional qualification certificate will purchase self-occupied housing in Jiaxing and apply for housing provident fund loans. The loan amount can be determined by increasing the maximum loan limit paid by a single person by 50%;

Those who have paid the housing provident fund normally in the Yangtze River Delta Ecological Green Integration Development Demonstration Zone (Qingpu District, Wujiang District and Jiashan County) and obtained full-time undergraduate degree or above will purchase the first family-occupied housing in Jiashan County and apply for the housing provident fund loan for the first time. According to document No.31of Jia Provident Fund [2020], the loan amount can be determined by increasing the maximum loan amount paid by an individual by 50% (450,000 yuan).

2. How many times does Jiaxing talent market open a week?

A Gift from Dongsheng Road Talent Market

Third, Jiaxing 1 10,000 shops bought a house for the second time. What kind of loan is it? How much can I borrow? ...

Shops are not limited to purchases and loans, and have nothing to do with the second suite. For general commercial loans, the down payment is 50%, and the interest rate is 1. 1 times the standard interest rate. Maximum loanable period 10 year.

Fourth, how many times can Jiaxing people live in peace?

Jiaxing talent housing policy can only be enjoyed once per person, and multiple preferential policies cannot be superimposed. The policy is clear. Talents who normally pay housing provident fund in this city and obtain full-time undergraduate diploma or technician professional qualification certificate can purchase self-occupied housing and apply for provident fund loans within the administrative area of this city. Whether it is the first time or not, the loan amount can be determined by floating 50% (450,000 yuan) according to the maximum loan limit for a single person.