Can the monthly repayment amount of provident fund loans be adjusted? How to check the repayment details? Although many property buyers have applied for provident fund loans, they know little about the relevant knowledge. In view of this, Bian Xiao will share relevant knowledge with you today and hope to give you practical help.

Whether the monthly repayment amount is too high or the economic pressure causes the borrower to reduce the monthly repayment amount, or the borrower hopes to further increase the monthly repayment amount when the economy is loose, the borrower can apply for adjusting the monthly repayment amount.

There are two ways to adjust the monthly repayment amount of provident fund loans:

1. Call the provident fund service hotline 12329, enter personal information and password according to the voice prompt, and handle the business of adjusting the monthly repayment amount. This method is used twice a semester.

2. Bring the original and photocopy of my ID card and the original loan contract to the loan handling department to adjust the monthly repayment amount. This method is limited to 1 time per cycle.

It should be noted that the monthly repayment amount cannot be adjusted within the repayment date and three working days before and after. If you want to transfer, you must apply in advance.

In addition, how to inquire about the repayment details of provident fund loans? After a long time, many buyers can't remember many repayment details. At this time, we can know the details of repayment through several channels.

There are three ways to understand the repayment details of provident fund loans:

1. Log in to official website, the local provident fund management center, find the query window on the page, and enter real personal information for query.

2. Call the service hotline of provident fund center 12329, and enter personal information according to the voice prompt for inquiry.

3. Inquire directly at the loan center. The advantage of this is that the repayment details can be printed out, and the inquirer should not forget to bring the original ID card.

In addition, some borrowers choose the guarantee center for guarantee, and these buyers need to go to the guarantee center to understand the mortgage procedures after the loan is paid off. Borrowers who choose mortgage guarantee or other guarantee methods can print the loan repayment certificate to the loan handling department with the original ID card after the loan is paid off, and then go to the loan bank to understand the mortgage procedures.