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As a city surrounding Beijing, Yanjiao has become the first place for many home buyers. So what are the policies for foreigners to buy houses in Yanjiao? What are the conditions for outsiders to buy houses in Yanjiao? Let’s take a look with the editor below!

What are the policies for non-locals buying houses in Yanjiao:

① Non-locals purchasing a house in Yanjiao must provide proof of tax payment or social security payment for more than one year before they can buy a house; ② If you work and live in Yanjiao, you must meet the requirements Those who are recruiting high-level talents in Yanjiao and who are short of urgently needed talents in key industries and hold a residence permit in Yanjiao can purchase a house and are temporarily exempt from property tax.

Conditions for foreigners to buy a house in Yanjiao:

1. Be willing to use the house you purchase as a mortgage guarantee.

2. The borrower’s age + loan period, men cannot be over 65 years old and women cannot be over 60 years old.

3. Have full capacity for civil conduct; have permanent residence or residence status in my country.

4. You must pay a down payment of no less than a certain percentage of the total house payment.

5. You must have a stable job and income, good credit, and the ability to repay the principal and interest of the loan.

6. The house purchase contract or agreement has been signed.

How to buy a house in Yanjiao:

1. Application

Applicants and ***applicants must bring corresponding loan information to the bank to apply for a loan, and Complete the loan application approval form.

2. Preliminary review

After receiving the lender’s information, the bank must conduct a preliminary review of the information submitted by the lender in accordance with local policies, record the information in the form, and after the review is qualified, the system will output Contract text and loan IOU.

3. Signature

The lender signs the loan text and the bank withholding agreement at the designated locations.

4. Apply for insurance

The lender must go to the insurance company window to handle insurance and mortgage procedures.

5. Loan

After the mortgage procedures are completed, the bank will review the receipt and loan materials, and then transfer the money to the account designated by the lender. The lender can only arrive with the original ID card Just pick it up at the bank.

6. Repayment

After receiving the money, the borrower can repay the principal and interest every month according to the bank statement until the loan is paid off in full.

Article summary: Okay, that’s all the relevant knowledge about Yanjiao’s house purchase policies for outsiders and the conditions for outsiders to buy houses in Yanjiao. Friends who need to know more information, please continue to pay attention. Home.com, we will have better and more exciting content for you in the future.

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