With the continuous development of social economy, we will encounter all kinds of problems in real life, especially many friends are very confused about whether they should lend money to their parents in their own names. In fact, you should know that if you lend money to your parents in your own name, it is likely to cause serious harm to yourself.

First of all, we have to understand a problem. If we use our own name to replace the loan at home, and if the money can be repaid in time, it is a good thing, which will help the family from the side. But if the loan money is used to do some improper business, it is likely to have a serious impact on ourselves, especially our parents. It can't be said that parents will do some illegal business, but if parents don't pay back the money, we will be affected personally.

Therefore, in Bian Xiao's view, if our parents need money, then we can help them, but don't use our own personal name to help their parents with loans, because doing so will not only help their parents, but will probably hurt themselves. Therefore, in our life, if parents need money, we can try our best to raise money for them and give them a sum of money. However, you must never help your parents with loans in your own name, because once our money is not paid, we will bear huge economic losses, and even personal credit information will be seriously affected.

To sum up, we can clearly know that in our real life, we'd better not lend money to our parents in our own name, because doing so will not only help our parents, but will bring trouble to them, which is really bad.